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Stock Analysis & ValuationAllreal Holding AG (0QPD.L)

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£226.62
Sector Valuation Confidence Level
Low
Valuation methodValue, £Upside, %
Artificial intelligence (AI)133.80-41
Intrinsic value (DCF)104.29-54
Graham-Dodd Method112.30-50
Graham Formula75.20-67

Strategic Investment Analysis

Company Overview

Allreal Holding AG is a leading Swiss real estate company specializing in property investment and development. Headquartered in Baar, Switzerland, the company operates through two core divisions: Real Estate and Projects & Development. The Real Estate division focuses on acquiring and managing a diversified portfolio of residential and commercial properties, offering services such as portfolio management, real estate administration, and building maintenance. The Projects & Development division is engaged in real estate development, consultancy, and contract administration, handling the entire lifecycle from planning to sale. Founded in 1999, Allreal has established itself as a key player in Switzerland's real estate market, benefiting from the country's stable economy and high demand for premium properties. With a market capitalization of over CHF 3.1 billion, the company is well-positioned to capitalize on growth opportunities in both urban and suburban real estate markets. Its integrated business model, combining investment and development, provides resilience against market fluctuations.

Investment Summary

Allreal Holding AG presents a stable investment opportunity within the Swiss real estate sector, supported by a diversified portfolio and strong financials. The company reported CHF 420 million in revenue and CHF 211.4 million in net income, with a diluted EPS of CHF 12.8, reflecting solid profitability. A low beta of 0.427 suggests lower volatility compared to the broader market, making it an attractive defensive play. However, high total debt (CHF 2.7 billion) could pose risks in a rising interest rate environment. The dividend yield, with CHF 7 per share, is appealing for income-focused investors. While the Swiss real estate market remains robust, investors should monitor macroeconomic factors such as interest rates and housing demand. Overall, Allreal's integrated model and strong market position make it a compelling choice for long-term investors seeking exposure to Swiss real estate.

Competitive Analysis

Allreal Holding AG benefits from a vertically integrated business model, combining property investment with development, which enhances revenue stability and operational efficiency. Its strong foothold in Switzerland's high-demand real estate market provides a competitive edge, particularly in urban centers like Zurich and Geneva. The company's dual focus on residential and commercial properties diversifies risk, while its in-house project development capabilities allow for higher margins compared to pure-play investors. However, competition in Swiss real estate is intense, with both local and international players vying for prime assets. Allreal's relatively high leverage (CHF 2.7 billion in debt) could limit financial flexibility compared to less indebted peers. Its conservative approach to development, focusing on long-term value rather than speculative projects, mitigates some risk but may result in slower growth compared to more aggressive competitors. The company's strong brand recognition and established relationships with local authorities provide an advantage in securing development permits, a critical factor in Switzerland's tightly regulated real estate market.

Major Competitors

  • Swiss Prime Site AG (SREN.SW): Swiss Prime Site is a major competitor with a strong portfolio in commercial and residential real estate. It has a larger market cap and more diversified holdings, including retail properties. However, its higher exposure to retail assets makes it more vulnerable to e-commerce disruption compared to Allreal's balanced portfolio. Swiss Prime Site also has a robust development pipeline but carries higher debt levels.
  • Lonza Group AG (LONN.SW): Lonza is primarily a life sciences company but has significant real estate holdings, particularly in specialized lab and industrial spaces. While not a direct competitor in residential real estate, its niche focus on high-value commercial properties presents an alternative investment in Swiss real estate. Its financial strength and global presence provide stability, but its real estate segment is less diversified than Allreal's.
  • Barry Callebaut AG (BARN.SW): Primarily a chocolate manufacturer, Barry Callebaut owns substantial industrial real estate. Its property assets are more specialized (production facilities), limiting direct competition with Allreal. However, its strong cash flow from core operations supports real estate investments, providing financial resilience. Unlike Allreal, it lacks a dedicated real estate development division.
  • Roche Holding AG (ROG.SW): Roche's real estate holdings are primarily tied to its pharmaceutical operations, including offices and R&D facilities. While not a traditional real estate player, its large-scale properties in prime locations compete for land and development resources. Roche's financial strength allows for long-term property investments, but its focus is not on real estate as a core business, unlike Allreal.
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