| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial intelligence (AI) | 176.71 | 607 |
| Intrinsic value (DCF) | 250.85 | 904 |
| Graham-Dodd Method | 44.97 | 80 |
| Graham Formula | 246.15 | 885 |
Atlanticus Holdings Corp. is a financial holding company, which engages in the provision of financial technology and related services. It operates through the Credit as a Service (CaaS) and Auto Finance segments. The CaaS segment includes private label credit and general purpose credit cards originated by lenders through multiple channels, including retail and healthcare, direct mail solicitation, digital marketing and partnerships with third parties. The Auto Finance segment services loans secured by independent automotive dealers and automotive finance companies in the buy-here, pay-here used car business. The company was founded by David G. Hanna in August 1996 and is headquartered in Atlanta, GA.