US · EFX
Equifax Inc.
- Sector
- Industrials · Consulting Services
- Headquarters
- Atlanta, GA 30309
- Website
- equifax.com
Price · as of 2025-12-31
$173.85
Market cap 25.58B
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $168.67 | -2.98% |
| Intrinsic Value(DCF) | $90.44 | -47.98% |
| Graham-Dodd Method(GD) | — | — |
| Graham Formula(GF) | $79.46 | -54.29% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $36.87 | $53.49 | $3.90 | $0.00 | $18.82 |
| 2012 | $49.90 | $61.41 | $6.08 | $0.00 | $38.86 |
| 2013 | $63.01 | $72.67 | $10.59 | $0.53 | $54.70 |
| 2014 | $82.70 | $80.98 | $13.09 | $0.00 | $41.46 |
| 2015 | $98.98 | $102.51 | $15.22 | $0.00 | $61.90 |
| 2016 | $122.96 | $113.54 | $89.40 | $0.00 | $103.86 |
| 2017 | $116.32 | $110.08 | $82.94 | $0.00 | $72.50 |
| 2018 | $102.42 | $101.07 | $3.40 | $0.00 | $24.42 |
| 2019 | $147.29 | $101.43 | $2.97 | $0.00 | $0.00 |
| 2020 | $164.90 | $132.74 | $27.64 | $0.00 | $106.87 |
| 2021 | $217.87 | $180.98 | $156.83 | $0.00 | $161.76 |
| 2022 | $189.42 | $155.21 | $54.71 | $0.00 | $68.01 |
| 2023 | $266.69 | $180.81 | $10.48 | $0.00 | $47.96 |
| 2024 | $253.10 | $181.70 | $3.87 | $0.00 | $76.08 |
| 2025 | $208.03 | $168.67 | $12.43 | $0.00 | $79.46 |
AI valuation
Our deep-learning model estimates Equifax Inc.'s (EFX) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $168.67
- Current price
- $173.85
- AI upside
- -2.98%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$90.44
-47.98% upside
Graham-Dodd
—
— upside
Graham Formula
$79.46
-54.29% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| EFX | Equifax Inc. | $173.85 | 25.58B | -3% | -48% | — | -54% | 38.58 | 5.57 | 4.22 | 16.72 | 389.02 | -11.46 | 44.60% | 18.03% | 10.87% | 14.13% | 8.49% | 5.62% | 1.11 | 5.16 | 0.60 | 0.51 | 2.69 | 992.00% | 692.00% | 3952.00% | 4.43% | 0.69 | 11.84% | 0.91% | 35.00% | 4.53% | 27.89 | 26.93 | 5.03 | 3.64 |
| AER | AerCap Holdings N.V. | $149.44 | 25.44B | +36% | -50% | +26% | +52% | 6.90 | 1.41 | 3.16 | 7.79 | 7.08 | 1.57 | 59.77% | 51.87% | 45.80% | 21.13% | 6.08% | 5.24% | 2.38 | 2.14 | 0.61 | 0.61 | 4.83 | 9741.00% | 240.00% | -4226.00% | -2.63% | 0.99 | -1.12% | 0.74% | 5.10% | 8.69% | 16.00 | -99.76 | 8.30 | 0.88 |
| CW | Curtiss-Wright Corporatio… | $700.33 | 25.82B | -41% | -45% | -90% | -64% | 56.14 | 10.73 | 7.77 | 44.08 | 255.27 | 88.05 | 37.20% | 18.24% | 13.84% | 19.43% | 14.72% | 9.49% | 0.52 | 14.79 | 1.44 | 0.93 | 1.48 | 2199.00% | 1208.00% | 1457.00% | 2.04% | 0.46 | 16.36% | 0.13% | 7.20% | 1.84% | 44.08 | 50.80 | 8.04 | 8.44 |
| DOV | Dover Corporation | $225.50 | 30.93B | +15% | -57% | -62% | -56% | 28.40 | 4.20 | 3.84 | 17.80 | — | 144.14 | 39.77% | 16.97% | 13.52% | 15.24% | 12.34% | 8.44% | 0.51 | 12.51 | 1.79 | 1.21 | 1.13 | -5928.00% | 448.00% | 9243.00% | 3.60% | 0.53 | 12.58% | 0.91% | 25.90% | 2.65% | 24.15 | 29.68 | 4.10 | 5.70 |
| ESLT | Elbit Systems Ltd. | $769.04 | 35.73B | -81% | -77% | -94% | -79% | 49.06 | 4.82 | 2.28 | 28.18 | 100.19 | 11.03 | 24.05% | 7.28% | 4.70% | 10.38% | 10.52% | 3.11% | 0.42 | 3.81 | 1.20 | 0.64 | 1.84 | 4896.00% | 1430.00% | -53579.00% | 2.02% | 0.10 | 7.46% | 0.56% | 27.60% | 1.60% | 33.46 | 52.87 | 2.44 | 2.48 |
| HUBB | Hubbell Incorporated | $511.63 | 27.2B | -27% | -52% | -97% | -62% | 31.02 | 7.15 | 4.71 | 22.04 | 205.42 | -45.32 | 35.46% | 20.83% | 15.18% | 24.93% | 18.30% | 11.90% | 0.68 | 18.99 | 1.72 | 0.90 | 1.58 | 1510.00% | 384.00% | 788.00% | 3.18% | 0.68 | 16.50% | 1.04% | 32.30% | 1.86% | 24.34 | 33.87 | 5.07 | 5.84 |
| HWM | Howmet Aerospace Inc. | $262.53 | 105.67B | -47% | -37% | -94% | -73% | 71.02 | 20.01 | 12.98 | 45.34 | 221.75 | 122.55 | 30.74% | 25.81% | 18.27% | 30.44% | 23.09% | 13.90% | 0.57 | 14.11 | 2.13 | 0.87 | 0.96 | 3203.00% | 1106.00% | 4647.00% | 1.34% | 1.06 | 18.93% | 0.17% | 12.00% | 1.43% | 51.37 | 76.46 | 13.26 | 13.13 |
| ODFL | Old Dominion Freight Line… | $203.05 | 42.46B | -47% | -56% | -86% | -93% | 42.60 | 10.11 | 7.93 | 25.21 | — | 10.11 | 32.15% | 24.76% | 18.63% | 23.93% | 23.98% | 18.68% | 0.01 | 4598.12 | 1.44 | 0.25 | -0.05 | -1186.00% | -548.00% | 756.00% | 2.19% | 2.83 | 22.38% | 0.54% | 23.00% | 2.54% | 31.98 | 45.57 | 7.92 | 24.44 |
| TRU | TransUnion | $78.55 | 15.25B | -1% | -60% | -99% | -49% | 33.43 | 3.43 | 3.33 | 13.53 | 55.71 | -3.88 | 59.09% | 18.74% | 9.95% | 10.52% | 7.19% | 4.12% | 1.15 | 3.64 | 1.75 | 1.52 | 2.95 | 6000.00% | 938.00% | 2804.00% | 4.35% | 0.86 | 7.59% | 0.59% | 19.90% | 4.66% | 22.70 | 29.43 | 4.26 | 2.49 |
| VLTO | Veralto Corporation | $97.43 | 24.19B | -12% | -49% | -86% | -46% | 25.68 | 7.77 | 4.39 | 18.40 | 204.22 | -94.30 | 59.95% | 23.21% | 17.08% | 36.55% | 27.46% | 13.33% | 0.86 | 13.30 | 1.67 | 1.42 | 0.48 | 1257.00% | 597.00% | 2366.00% | 4.20% | 0.52 | 27.21% | 0.45% | 11.60% | 4.69% | 19.41 | 24.44 | 4.50 | 4.64 |
| VRSK | Verisk Analytics, Inc. | $207.57 | 28.93B | -21% | -39% | — | -55% | 32.88 | 96.65 | 9.72 | 19.38 | — | -15.59 | 67.31% | 44.58% | 29.56% | 444.05% | 34.14% | 17.37% | 16.30 | 8.02 | 1.20 | 1.15 | 1.69 | -328.00% | 663.00% | 2954.00% | 3.99% | 0.62 | 38.31% | 0.84% | 27.60% | 3.25% | 23.89 | 27.46 | 10.65 | 6.13 |
About Equifax Inc.
Equifax Inc. provides information solutions and human resources business process automation outsourcing services for businesses, governments, and consumers. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers employment, income, criminal history, and social security number verification services, as well as payroll-based transaction, employment tax management, and identity theft protection products. The USIS segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting; mortgage services; financial marketing services; identity management services; credit monitoring products; and online information, decisioning technology solutions, as well as portfolio management, mortgage reporting, and consumer credit information services. The International segment offers information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and other services to support debt collections and recovery management. The company serves customers in financial services, mortgage, employers, consumer, commercial, telecommunication, retail, automotive, utility, brokerage, healthcare, and insurance industries, as well as state, federal, and local governments. It operates in the United States, Canada, Australia, New Zealand, India, the United Kingdom, Spain, Portugal, Argentina, Chile, Costa Rica, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Peru, Uruguay, Brazil, the Republic of Ireland, Russia, Cambodia, Malaysia, Singapore, and the United Arab Emirates. The company was founded in 1899 and is headquartered in Atlanta, Georgia.
- CEO
- Mark W. Begor
- Employees
- 15K
- Beta
- 1.56
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($90.44 ÷ $173.85) − 1 = -47.98% (DCF, example).