US · EHTH
eHealth, Inc.
- Sector
- Financial Services · Insurance - Brokers
- Headquarters
- Austin, CA 95054
- Website
- ehealthinsurance.com
Price · as of 2025-12-31
$2.04
Market cap 39.99M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $23.36 | +1,045.1% |
| Intrinsic Value(DCF) | $0.50 | -75.49% |
| Graham-Dodd Method(GD) | $35.61 | +1,645.34% |
| Graham Formula(GF) | $15.71 | +669.9% |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2011 | $16.04 | $53.52 | $5.80 | $8.36 | $0.95 |
| 2012 | $17.50 | $56.73 | $7.12 | $9.67 | $3.79 |
| 2013 | $53.69 | $79.56 | $5.71 | $6.66 | $2.04 |
| 2014 | $10.20 | $169.15 | $2.53 | $0.00 | $0.00 |
| 2015 | $10.20 | $64.33 | $3.20 | $2.14 | $0.00 |
| 2016 | $10.91 | $85.55 | $3.54 | $3.56 | $0.17 |
| 2017 | $16.12 | $395.59 | $2.77 | $21.59 | $9.33 |
| 2018 | $56.44 | $107.58 | $3.76 | $12.94 | $0.46 |
| 2019 | $134.44 | $721.93 | $5,003.37 | $35.59 | $304.71 |
| 2020 | $64.25 | $70.08 | $1,819.19 | $39.37 | $39.59 |
| 2021 | $10.27 | $29.05 | $48.20 | $8.50 | $0.00 |
| 2022 | $8.12 | $56.91 | $0.00 | $7.58 | $49.94 |
| 2023 | $6.36 | $62.15 | $0.00 | $25.34 | $0.00 |
| 2024 | $8.12 | $33.03 | $0.00 | $18.93 | $8.56 |
| 2025 | $1.24 | $23.36 | $0.00 | $35.60 | $15.71 |
AI valuation
Our deep-learning model estimates eHealth, Inc.'s (EHTH) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $23.36
- Current price
- $2.04
- AI upside
- +1,045.1%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$0.50
-75.49% upside
Graham-Dodd
$35.61
+1,645.34% upside
Graham Formula
$15.71
+669.9% upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| EHTH | eHealth, Inc. | $2.04 | 39.99M | +1,045% | -75% | +1,645% | +670% | 0.94 | 0.04 | 0.07 | 1.31 | — | 0.04 | 97.52% | 12.36% | 7.23% | 5.13% | 5.67% | 3.31% | 0.15 | 6.37 | 3.37 | 12.19 | 0.90 | -7143.00% | 406.00% | -1162.00% | -73.00% | -0.26 | -3.35% | 15.61% | 14.70% | 15.61% | 1.59 | -3.95 | 0.20 | 0.95 |
| CZWI | Citizens Community Bancor… | $17.41 | 168.18M | +918% | +67% | +35% | — | 11.98 | 0.92 | 1.92 | -3.19 | 133.80 | 1.11 | 54.68% | 7.01% | 16.01% | 7.86% | 9.54% | 0.82% | 0.28 | 0.16 | — | — | -7.54 | 896.00% | -941.00% | -10000.00% | 0.00% | — | 0.00% | 0.00% | 0.00% | 48.32% | -4.49 | — | -0.31 | 1.26 |
| FLD | Fold Holdings Inc | $1.49 | 71.98M | +3,797% | — | — | — | -60.73 | -13.63 | — | -40.92 | — | -13.63 | 0.00% | — | — | 29.58% | 100.62% | -1.71% | -0.69 | — | 0.10 | 0.10 | -1.67 | -18571.00% | -10000.00% | -3244.00% | -3.03% | -0.37 | 118.32% | 0.00% | 0.00% | 102.87% | -40.52 | -34.46 | — | 0.36 |
| GOCO | GoHealth, Inc. | $1.37 | 39.34M | +17,912% | +339% | +1,949% | — | -20.52 | 0.51 | 0.19 | 3.67 | — | -19.52 | 83.65% | -0.88% | -0.37% | -2.55% | -0.93% | -0.49% | 1.79 | -0.10 | 1.18 | 1.08 | 2.80 | -9082.00% | 874.00% | -13704.00% | -23.53% | -0.06 | -4.67% | 0.00% | 0.00% | 1.01% | -90.43 | -18.03 | 0.80 | 0.26 |
| INBK | First Internet Bancorp | $20.28 | 176.56M | +222% | -22% | +1% | — | -5.07 | 0.50 | 0.55 | 4.95 | — | 0.50 | 13.68% | -15.76% | -10.89% | -9.46% | 42.47% | -0.62% | 0.99 | -0.25 | 0.32 | 0.32 | -6.86 | -23993.00% | -317.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 4.95 | — | -0.78 | -0.28 |
| NOAH | Noah Holdings Limited | $11.82 | 788.97M | +1,111% | +213% | — | — | 2.06 | 0.10 | 0.39 | -5.00 | — | 0.10 | 48.12% | 24.37% | 18.28% | 4.81% | 8.13% | 3.98% | 0.01 | — | 4.53 | 4.37 | -4.66 | -5354.00% | -2106.00% | -7370.00% | 30.38% | 0.27 | 6.07% | 100.35% | 206.90% | 105.66% | -6.24 | -12.97 | -1.52 | 1.96 |
| PEBK | Peoples Bancorp of North … | $38.21 | 202.86M | -20% | +639% | -33% | +74% | 8.41 | 1.05 | 1.41 | -5.70 | 110.97 | 1.05 | 73.04% | 21.40% | 16.72% | 13.00% | -8.40% | 0.99% | 0.15 | 0.79 | 0.20 | 0.20 | -1.67 | 758.00% | 1401.00% | -413.00% | 14.52% | 0.01 | -10.26% | 3.67% | 30.90% | 51.86% | -6.49 | -6.80 | -1.39 | -0.61 |
| RILY | BRC Group Holdings, Inc. | $6.45 | 201.36M | +451% | -71% | — | +3,972% | -0.18 | -0.29 | 0.12 | -2.61 | -0.03 | -0.14 | 61.54% | -40.87% | -65.65% | 786.51% | -25.57% | -19.71% | -3.77 | -3.57 | 2.26 | 1.34 | -2.41 | 58997.00% | -1947.00% | 142224.00% | 178.51% | 0.85 | 13.74% | 29.19% | -5.40% | 409.99% | -3.85 | 7.16 | 1.57 | -0.77 |
| UBFO | United Security Bancshare… | $10.39 | 182.63M | +217% | +156% | -58% | -39% | 10.18 | 1.15 | 2.30 | -2.16 | — | 1.20 | 74.24% | 31.04% | 22.58% | 11.69% | -31.67% | 1.22% | 0.11 | 1.46 | 0.21 | 0.21 | -1.85 | -2586.00% | -73.00% | -968.00% | 12.36% | 0.02 | -39.84% | 5.52% | 56.20% | 55.60% | -2.38 | -2.60 | -0.74 | -0.54 |
| WHG | Westwood Holdings Group, … | $16.95 | 159.42M | +166% | -42% | -43% | -44% | 20.44 | 1.15 | 1.48 | 7.58 | 10.03 | 2.13 | 86.55% | 7.06% | 7.24% | 5.76% | 6.12% | 4.52% | 0.08 | — | 6.33 | 6.33 | -1.14 | 20385.00% | 321.00% | -1490.00% | 12.37% | 1.77 | 21.67% | 3.71% | 75.80% | 4.93% | 15.51 | 5.99 | 1.10 | 3.65 |
About eHealth, Inc.
eHealth, Inc. operates a health insurance marketplace that provides consumer engagement, education, and health insurance enrollment solutions in the United States. The company operates in two segments, Medicare; and Individual, Family and Small Business. Its ecommerce platforms organize and present health insurance information in various formats that enable individuals, families, and small businesses to research, analyze, compare, and purchase a range of health insurance plans. The company operates a marketplace that offers consumers a choice of insurance products, such as Medicare Advantage, Medicare Supplement, Medicare Part D prescription drug, individual and family, small business, and other ancillary health insurance products from health insurance carriers. It markets health insurance plans through its websites, including eHealth.com, eHealthInsurance.com, eHealthMedicare.com, Medicare.com, PlanPrescriber.com, and GoMedigap.com, as well as through a network of marketing partners. The company also licenses its health insurance ecommerce technology that enables health insurance carriers to market and distribute health insurance plans online; and provides online sponsorship and advertising, and lead referral services. eHealth, Inc. was incorporated in 1997 and is headquartered in Santa Clara, California.
- CEO
- Derrick Anthony Duke
- Employees
- 1.77K
- Beta
- 1.17
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($0.50 ÷ $2.04) − 1 = -75.49% (DCF, example).