Valuation method | Value, $ | Upside, % |
---|---|---|
Artificial intelligence (AI) | 196.29 | 1149 |
Intrinsic value (DCF) | 218.15 | 1288 |
Graham-Dodd Method | 15.61 | -1 |
Graham Formula | 3.14 | -80 |
Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. The company also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions. It operates through 12 full-service banking offices in Riverside County and one full-service banking office in San Bernardino County. The company was founded in 1956 and is based in Riverside, California.