| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial intelligence (AI) | 101.67 | 211 |
| Intrinsic value (DCF) | 265.69 | 712 |
| Graham-Dodd Method | 10.41 | -68 |
| Graham Formula | 35.93 | 10 |
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.