US · WHFCL
WhiteHorse Finance, Inc. 7.875% Notes due 2028
- Sector
- Financial Services · Investment - Banking & Investment Services
- Headquarters
- Miami
- Website
- whitehorsefinance.com
Price · as of 2024-12-31
$25.63
Market cap 581.54M
Valuation summary
Four models, one snapshot. Upside is target ÷ current − 1.
| Valuation method | Value, $ | Upside, % |
|---|---|---|
| Artificial Intelligence(AI) | $30.92 | +20.64% |
| Intrinsic Value(DCF) | $13.63 | -46.82% |
| Graham-Dodd Method(GD) | — | — |
| Graham Formula(GF) | — | — |
Valuation history
Annual price (USD per share) overlaid with each model's fair value. Y-axis is log scale.
| Year | Price | AI | DCF | Graham-Dodd | Graham Formula |
|---|---|---|---|---|---|
| 2010 | |||||
| 2011 | |||||
| 2012 | |||||
| 2013 | $4.11 | $0.00 | |||
| 2014 | $0.35 | $15.85 | |||
| 2015 | $0.00 | $15.66 | |||
| 2016 | $0.88 | $10,719.15 | |||
| 2017 | $3.27 | $32.73 | |||
| 2018 | $8.16 | $169.99 | |||
| 2019 | $0.00 | $0.00 | |||
| 2020 | $0.00 | $16.96 | |||
| 2021 | $2.52 | $19.46 | |||
| 2022 | $0.00 | $0.00 | |||
| 2023 | $21.40 | $41.37 | $6.91 | $0.00 | $31.00 |
| 2024 | $23.34 | $30.92 | $8.53 | $0.00 | $0.00 |
AI valuation
Our deep-learning model estimates WhiteHorse Finance, Inc. 7.875% Notes due 2028's (WHFCL) per-share fair value from quarterly fundamentals, sector trend, and historical valuation patterns.
- AI fair value
- $30.92
- Current price
- $25.63
- AI upside
- +20.64%
Methodology and confidence bands appear in the dedicated valuation theory section. The AI score is an estimate, not a recommendation.
Intrinsic value (DCF)
Open DCF calculatorThree textbook valuation models, recomputed daily from the latest financial statements. The DCF uses our Chepakovich model. Graham-Dodd and Graham Formula are conservative reference points.
DCF
$13.63
-46.82% upside
Graham-Dodd
—
— upside
Graham Formula
—
— upside
Peer comparison
Same-industry comparables, ranked by market cap.
| Basic Info | Model Valuation | Core Valuation | Profitability | Leverage & Liquidity | Growth | Cash Flow | Dividends | Enterprise Value | Risk | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ticker | Company Name | Price | Market Cap | AI Upside | DCF Upside | GD Upside | GF Upside | P/E | P/B | P/S | EV/EBITDA | PEG | P/TBV | Gross Margin | Operating Margin | Net Margin | ROE | ROIC | ROA | Debt/Equity | Interest Coverage | Current Ratio | Quick Ratio | Net Debt/EBITDA | EPS Growth | Sales Growth | FCF Growth | FCF Yield | Op Cash Flow Ratio | Cash ROIC | Dividend Yield | Dividend Payout | Shareholder Yield | EV/EBIT | EV/FCF | EV/Sales | Altman Z-Score |
| WHFCL | WhiteHorse Finance, Inc. … | $25.63 | 581.54M | +21% | -47% | — | — | 49.99 | 1.90 | 31.73 | 73.77 | — | 1.90 | 100.00% | 70.03% | 63.47% | 3.60% | 1.81% | 1.54% | 1.23 | 0.43 | 0.45 | 0.24 | 28.46 | -4659.00% | -6925.00% | -1285.00% | 14.52% | 1.02 | 11.94% | 7.65% | 382.40% | 14.10% | 73.77 | 11.21 | 51.66 | 0.74 |
| CBNA | Chain Bridge Bancorp, Inc… | $34.50 | 226.38M | +47% | +6,899% | +44% | +766% | 5.38 | 0.78 | 1.98 | -24.53 | 2.66 | 0.78 | 93.16% | 46.08% | 36.75% | 18.40% | -3.77% | 1.61% | 0.00 | 7.09 | 0.62 | 0.62 | -15.35 | 20217.00% | 6638.00% | 7200.00% | 19.15% | 0.02 | -3.88% | 0.00% | 0.00% | 87.86% | -24.99 | -30.43 | -11.51 | -0.17 |
| CPSS | Consumer Portfolio Servic… | $8.10 | 178.78M | +2,014% | -54% | +125% | +116% | 10.43 | 0.68 | 0.51 | 113.81 | — | 0.68 | 52.75% | 6.97% | 4.88% | 6.77% | 0.64% | 0.60% | 10.78 | 0.14 | — | — | 106.73 | -5611.00% | 1179.00% | -173.00% | 116.45% | — | 7.74% | 0.00% | 0.00% | 6.40% | 117.38 | 13.80 | 8.18 | 0.28 |
| FXNC | First National Corporatio… | $26.55 | 239.24M | +433% | +59% | +14% | +153% | 13.62 | 1.29 | 2.15 | 2.06 | 14.18 | 1.42 | 74.03% | 19.56% | 15.78% | 10.04% | 154.58% | 0.87% | 0.23 | 0.84 | 0.48 | 0.48 | 0.99 | 9600.00% | 2711.00% | -10000.00% | 0.00% | 0.00 | 0.00% | 0.00% | 0.00% | 0.00% | 2.06 | — | 0.40 | 0.09 |
| GHI | Greystone Housing Impact … | $7.84 | 184.89M | +480% | -42% | — | — | 12.29 | 0.68 | 2.62 | 66.01 | — | 0.68 | 39.98% | 21.35% | 21.32% | 5.23% | 1.43% | 1.38% | 3.04 | 0.36 | 4.13 | 4.13 | 53.75 | -6280.00% | -3118.00% | -2545.00% | 6.87% | 0.96 | 1.21% | 14.32% | 176.00% | 14.32% | 66.08 | 78.42 | 14.11 | 0.28 |
| OPBK | OP Bancorp | $13.36 | 198.87M | +436% | +13% | +2% | +122% | 8.33 | 0.86 | 1.14 | 4.70 | — | 0.90 | 51.46% | 18.88% | 13.68% | 10.60% | 21.70% | 0.93% | 0.50 | 0.40 | 0.07 | 0.07 | -1.06 | -1032.00% | 1340.00% | -5464.00% | 16.98% | 0.02 | 30.67% | 4.07% | 33.90% | 37.12% | 4.92 | 4.81 | 0.93 | -0.73 |
| PMTS | CPI Card Group Inc. | $12.27 | 139.67M | +403% | +101% | -89% | +128% | 16.11 | -8.83 | 0.65 | 7.20 | — | -3.37 | 35.63% | 13.07% | 4.06% | -44.59% | 22.87% | 6.07% | -8.13 | 1.84 | 2.69 | 1.57 | 3.23 | -1841.00% | 811.00% | 2323.00% | 10.83% | 0.57 | 15.90% | 0.00% | 0.00% | 4.02% | 9.08 | 16.75 | 1.19 | 3.17 |
| SNFCA | Security National Financi… | $9.06 | 202.93M | +314% | +18% | +121% | — | 10.43 | 0.82 | 33.77 | 3.63 | 14.13 | 0.85 | 48.07% | 416.29% | 323.91% | 8.14% | 37.02% | 1.82% | 0.32 | 8.02 | 17.88 | 17.88 | -0.72 | 7377.00% | -1420.00% | 395.00% | 19.83% | 4.24 | 76.52% | 0.00% | 0.00% | 5.59% | 5.02 | 3.12 | 20.91 | 0.62 |
| SSSS | SuRo Capital Corp. | $9.38 | 235.62M | +1,289% | -78% | — | +237% | -3.23 | 0.78 | 26.34 | -4.62 | — | 0.78 | -520.88% | -815.77% | -815.77% | -21.13% | -16.59% | -14.97% | 0.46 | -7.87 | 26.81 | 26.81 | -1.40 | -94211.00% | -2916.00% | -12290.00% | 1.93% | 3.05 | 1.03% | 0.12% | -0.40% | 7.75% | -4.62 | 74.40 | 37.72 | 0.55 |
| SWKH | SWK Holdings Corporation | $16.42 | 199.46M | +20% | -76% | +75% | +76% | 8.88 | 0.42 | 2.66 | 6.09 | — | 0.42 | 95.10% | 25.75% | 29.98% | 4.74% | 2.66% | 4.05% | 0.13 | 2.47 | 3.64 | 2.11 | 1.28 | -1360.00% | 1914.00% | 5919.00% | 19.12% | 4.14 | 7.17% | 0.00% | 0.00% | 10.79% | 13.08 | 6.61 | 3.37 | -15.45 |
About WhiteHorse Finance, Inc. 7.875% Notes due 2028
WhiteHorse Finance, Inc. is an externally managed, non-diversified, closed-end management investment company that has elected to be treated as a business development company under the Investment Company Act of 1940. Our stock is publicly traded on the NASDAQ exchange under the ticker symbol ''WHF''. We have senior notes listed on the NASDAQ exchange under the ticker symbol “WHFBL”.
- CEO
- Stuart Daniel Aronson
- Employees
- 0
- Beta
- 0.59
Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($13.63 ÷ $25.63) − 1 = -46.82% (DCF, example).