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US · FSEA

First Seacoast Bancorp

Programmatic access: InvestorsCraft Valuation API · catalog

Sector
Financial Services · Banks - Regional
Headquarters
Dover, NH 03820

Price · as of 2025

$17.11

Market cap 80.09M

Valuation

MetricValueUpside
IC Value$14.58-15%
P/E-56.78
P/B0.75
P/S1.67
EV/EBITDA51.61
PEG-61.94
P/TBV0.76

Valuation history

Annual price overlaid with each model's fair value. Y-axis is log scale.

Annual price and model valuations for FSEA, USD per share
YearPriceAIICGraham-DoddGraham Formula
2011
2012
2013
2014
2015
2016
2017
2018
2019$10.54$612.22
2020$11.83$144.34
2021$12.25$19.38
2022$9.56$101.17
2023$8.44$518.12
2024$10.98$23.25
2025$13.05$212.87

Historic valuation ratios

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USD millions

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        About First Seacoast Bancorp

        First Seacoast Bancorp serves as the parent organization for First Seacoast Bank, offering a broad spectrum of banking products and financial services to individuals and businesses. The company provides various deposit options, including both interest-bearing and non-interest-bearing checking accounts, savings accounts, money market accounts, and certificates of deposit. It also extends a wide array of lending solutions, such as residential mortgages for one to four-family homes, commercial real estate and multi-family property financing, acquisition, development, and land loans, commercial and industrial loans, home equity loans and lines of credit, and consumer loans. Additionally, First Seacoast Bancorp delivers wealth management services, which include retirement and college planning, portfolio management, investment and insurance strategy development, and business retirement plans. The company conducts its operations through a wealth management office located in Dover, New Hampshire, four full-service banking branches in Strafford County, New Hampshire, and one full-service banking branch in Rockingham County, New Hampshire. Founded in 1890, the firm's headquarters are in Dover, New Hampshire, and it operates as a subsidiary of First Seacoast Bancorp, MHC, its mutual holding company.

        CEO
        James R. Brannen
        Employees
        72
        Beta
        0.09

        Peer comparison

        Same-industry comparables, ranked by market cap.

        Scroll horizontally for additional metrics. Ticker column stays fixed.

        Peer comparison for FSEA: basic info, valuation models, ratios, profitability, leverage, growth, cash flow, dividends, enterprise value, and Altman Z-score.
        Basic InfoIC ValuationCore ValuationProfitabilityLeverage & LiquidityGrowthCash FlowDividendsEnterprise ValueRisk
        TickerCompany NamePriceMarket CapValueUpsideP/EP/BP/SEV/EBITDAPEGP/TBVGross MarginOperating MarginNet MarginROEROICROADebt/EquityInterest CoverageCurrent RatioQuick RatioNet Debt/EBITDAEPS GrowthSales GrowthFCF GrowthFCF YieldOp Cash Flow RatioCash ROICDividend YieldDividend PayoutShareholder YieldEV/EBITEV/FCFEV/SalesAltman Z-Score
        FSEAFirst Seacoast Bancorp$17.1180.09M$212.87+1,144%-56.780.751.6751.61-61.940.7653.73%-5.16%-2.94%-1.35%2.93%-0.14%0.91-0.113.313.31-37.9591.67%7.70%-109.92%0.69%0.01-1.14%0.00%0.00%3.96%40.58-182.92-2.090.38
        ASRVAmeriServ Financial, Inc.$4.6278.37M$13.37+189%11.090.520.707.7117.910.5962.41%7.69%6.35%4.95%6.96%0.39%0.630.230.060.062.7561.90%4.57%111.37%3.32%0.002.56%3.19%35.30%98.85%10.0933.220.78-0.80
        BYFCBroadway Financial Corp.$10.6298.49M$122.11+1,050%-2.720.261.07-8.190.2651.90%-38.82%-39.34%-9.06%-5.93%-1.85%0.58-0.870.030.03-5.89-8175.00%-3.76%-101.04%-0.02%0.000.00%4.45%-12.10%137.80%-8.09-15218.503.14-0.86
        CLSTCatalyst Bancorp, Inc.$17.0068.88M$60.64+257%29.790.753.990.610.7572.84%16.32%13.38%2.53%10.49%0.73%0.180.610.400.40-3.58-171.79%55.33%13.02%5.07%0.0215.84%0.00%0.00%4.23%0.710.570.120.05
        HFBLHome Federal Bancorp, Inc…$23.3071.16M$29.54+27%10.450.741.26-0.97135.830.7963.92%14.39%12.02%7.20%29.59%0.62%0.070.390.100.10-2.037.69%-2.88%-1574.46%13.36%0.0141.29%4.01%41.90%16.37%-1.25-1.07-0.18-0.82
        NSTSNSTS Bancorp, Inc.$13.8172.66M$111.28+706%-154.480.754.50-599.110.7574.84%-2.91%-2.91%-0.49%-0.63%-0.14%0.35-0.110.240.2491.57-50.62%10.24%-56.68%6.62%0.036.42%0.00%0.00%0.19%-130.3812.753.79-0.08
        TCBSTexas Community Bancshare…$17.3650.09M$107.96+522%15.920.841.7710.110.8460.86%13.16%11.11%5.37%9.23%0.65%0.850.370.160.169.17-327.27%22.72%31.49%2.15%0.003.16%1.31%20.90%8.30%11.8941.101.56-0.51

        Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($14.58 ÷ $17.11) − 1 = -14.79% (IC, example).