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US · XHG

XChange TEC.INC

Programmatic access: InvestorsCraft Valuation API · catalog

Sector
Financial Services · Insurance - Diversified
Headquarters
Shanghai, SH 200433

Price · as of 2026-09-04

$3.31

Market cap 51.03M

Price history

Weekly OHLC price history for XHG, USD per share
WeekOpenHighLowCloseVolume
May 20, 2024 – May 24, 2024$321.52$351.96$292.00$302.12
May 27, 2024 – May 31, 2024$311.80$540.00$266.24$360.360
Jun 3, 2024 – Jun 7, 2024$360.36$436.00$266.40$268.040
Jun 10, 2024 – Jun 14, 2024$296.00$336.00$248.60$300.200
Jun 17, 2024 – Jun 21, 2024$292.00$298.60$242.20$270.400
Jun 24, 2024 – Jun 28, 2024$276.44$344.00$251.64$316.000
Jul 1, 2024 – Jul 5, 2024$296.00$832.00$296.00$452.000
Jul 8, 2024 – Jul 12, 2024$436.00$480.00$396.20$444.000
Jul 15, 2024 – Jul 19, 2024$444.00$500.00$388.00$424.000
Jul 22, 2024 – Jul 26, 2024$424.00$500.00$400.00$468.000
Jul 29, 2024 – Aug 2, 2024$464.00$476.00$400.00$464.000
Aug 5, 2024 – Aug 9, 2024$416.00$468.00$399.16$440.000
Aug 12, 2024 – Aug 16, 2024$436.00$456.00$388.00$424.000
Aug 19, 2024 – Aug 23, 2024$422.00$422.00$352.00$352.000
Aug 26, 2024 – Aug 30, 2024$369.64$380.76$260.00$264.000
Sep 2, 2024 – Sep 6, 2024$264.00$322.80$264.00$268.000
Sep 9, 2024 – Sep 13, 2024$254.00$281.60$248.00$248.000
Sep 16, 2024 – Sep 20, 2024$251.20$271.92$232.00$232.040
Sep 23, 2024 – Sep 27, 2024$250.00$560.00$220.16$390.120
Sep 30, 2024 – Oct 4, 2024$840.00$1,200.00$100.04$104.000
Oct 7, 2024 – Oct 11, 2024$108.00$155.08$70.20$96.800
Oct 14, 2024 – Oct 18, 2024$89.12$110.00$74.32$80.280
Oct 21, 2024 – Oct 25, 2024$81.60$89.16$76.04$76.560
Oct 28, 2024 – Nov 1, 2024$76.00$80.96$56.80$57.480
Nov 4, 2024 – Nov 8, 2024$60.00$61.64$36.80$39.900
Nov 11, 2024 – Nov 15, 2024$39.00$48.80$28.40$31.600
Nov 18, 2024 – Nov 22, 2024$31.60$32.20$27.00$29.400
Nov 25, 2024 – Nov 29, 2024$30.00$36.18$29.00$32.800
Dec 2, 2024 – Dec 6, 2024$34.00$36.80$30.60$36.000
Dec 9, 2024 – Dec 13, 2024$37.80$47.31$29.00$30.800
Dec 16, 2024 – Dec 20, 2024$30.80$64.00$12.79$18.570
Dec 23, 2024 – Dec 27, 2024$18.40$19.80$17.00$17.870
Dec 30, 2024 – Jan 3, 2025$17.80$19.00$15.08$15.550
Jan 6, 2025 – Jan 10, 2025$16.80$61.60$16.62$22.600
Jan 13, 2025 – Jan 17, 2025$29.00$30.00$18.00$22.800
Jan 20, 2025 – Jan 24, 2025$21.80$22.40$16.40$18.240
Jan 27, 2025 – Jan 31, 2025$17.80$18.40$16.40$17.180
Feb 3, 2025 – Feb 7, 2025$17.00$17.24$13.40$13.470
Feb 10, 2025 – Feb 14, 2025$13.47$21.80$11.22$19.800
Feb 17, 2025 – Feb 21, 2025$18.44$20.80$15.48$18.320
Feb 24, 2025 – Feb 28, 2025$18.32$22.00$15.87$17.610
Mar 3, 2025 – Mar 7, 2025$17.40$19.40$16.80$18.250
Mar 10, 2025 – Mar 14, 2025$17.40$18.40$15.44$16.990
Mar 17, 2025 – Mar 21, 2025$16.60$17.60$15.62$16.980
Mar 24, 2025 – Mar 28, 2025$16.20$17.22$15.00$16.000
Mar 31, 2025 – Apr 4, 2025$16.38$22.60$13.80$22.200
Apr 7, 2025 – Apr 11, 2025$21.60$21.60$2.06$3.970
Apr 14, 2025 – Apr 17, 2025$4.46$4.50$2.04$2.600
Apr 21, 2025 – Apr 25, 2025$2.46$2.76$2.22$2.510
Apr 28, 2025 – May 2, 2025$2.24$2.68$2.20$2.540
May 5, 2025 – May 9, 2025$2.46$2.59$1.45$1.960
May 12, 2025 – May 16, 2025$1.83$3.23$1.29$1.560
May 19, 2025 – May 23, 2025$1.60$1.82$1.37$1.580
May 26, 2025 – May 30, 2025$1.54$1.68$1.52$1.540
Jun 2, 2025 – Jun 6, 2025$1.52$1.85$1.40$1.440
Jun 9, 2025 – Jun 13, 2025$1.45$1.56$1.25$1.330
Jun 16, 2025 – Jun 20, 2025$1.33$1.43$1.16$1.320
Jun 23, 2025 – Jun 27, 2025$1.25$1.52$1.19$1.370
Jun 30, 2025 – Jul 3, 2025$1.29$1.40$1.21$1.350
Jul 7, 2025 – Jul 11, 2025$1.40$1.43$1.26$1.390
Jul 14, 2025 – Jul 18, 2025$1.37$1.50$1.28$1.330
Jul 21, 2025 – Jul 25, 2025$1.28$1.40$1.27$1.330
Jul 28, 2025 – Aug 1, 2025$1.28$1.47$1.22$1.250
Aug 4, 2025 – Aug 8, 2025$1.26$1.33$1.20$1.210
Aug 11, 2025 – Aug 15, 2025$1.20$1.31$1.15$1.260
Aug 18, 2025 – Aug 22, 2025$1.22$1.34$1.15$1.180
Aug 25, 2025 – Aug 29, 2025$1.18$1.37$1.18$1.210
Sep 1, 2025 – Sep 5, 2025$1.20$1.30$0.81$0.900
Sep 8, 2025 – Sep 12, 2025$0.86$2.23$0.85$1.400
Sep 15, 2025 – Sep 19, 2025$1.35$1.69$1.28$1.450
Sep 22, 2025 – Sep 26, 2025$1.39$1.63$1.39$1.520
Sep 29, 2025 – Oct 3, 2025$1.50$1.50$1.22$1.280
Oct 6, 2025 – Oct 10, 2025$1.39$1.40$1.10$1.120
Oct 13, 2025 – Oct 17, 2025$1.17$1.19$1.05$1.080
Oct 20, 2025 – Oct 24, 2025$1.08$1.08$0.94$0.990
Oct 27, 2025 – Oct 31, 2025$1.00$1.09$0.91$0.930
Nov 3, 2025 – Nov 7, 2025$1.01$1.01$0.82$0.820
Nov 10, 2025 – Nov 14, 2025$0.91$1.02$0.82$0.930
Nov 17, 2025 – Nov 21, 2025$0.96$1.12$0.84$0.930
Nov 24, 2025 – Nov 28, 2025$1.02$1.06$0.92$0.940
Dec 1, 2025 – Dec 5, 2025$0.96$1.04$0.92$0.940
Dec 8, 2025 – Dec 12, 2025$0.98$1.04$0.93$0.940
Dec 15, 2025 – Dec 19, 2025$1.01$1.01$0.82$0.860
Dec 22, 2025 – Dec 26, 2025$0.81$1.15$0.81$0.980
Dec 29, 2025 – Jan 2, 2026$0.97$0.97$0.84$0.910
Jan 5, 2026 – Jan 9, 2026$0.85$0.92$0.85$0.900
Jan 12, 2026 – Jan 16, 2026$0.87$0.89$0.83$0.850
Jan 19, 2026 – Jan 23, 2026$0.86$0.90$0.85$0.900
Jan 26, 2026 – Jan 30, 2026$0.87$1.10$0.87$0.970
Feb 2, 2026 – Feb 6, 2026$0.92$0.99$0.86$0.940
Feb 9, 2026 – Feb 13, 2026$0.86$0.97$0.86$0.870
Feb 16, 2026 – Feb 20, 2026$0.86$0.90$0.65$0.800
Feb 23, 2026 – Feb 27, 2026$0.74$0.87$0.72$0.790
Mar 2, 2026 – Mar 6, 2026$0.79$0.87$0.74$0.780
Mar 9, 2026 – Mar 13, 2026$0.79$1.10$0.78$0.820
Mar 16, 2026 – Mar 20, 2026$0.81$0.99$0.78$0.990
Mar 23, 2026 – Mar 27, 2026$0.98$0.99$0.85$0.910
Mar 30, 2026 – Apr 2, 2026$0.93$0.99$0.81$0.860
Apr 6, 2026 – Apr 10, 2026$0.82$0.92$0.82$0.860
Apr 13, 2026 – Apr 17, 2026$0.83$1.79$0.83$1.080
Apr 20, 2026 – Apr 24, 2026$1.05$1.10$0.98$1.060
Apr 27, 2026 – May 1, 2026$1.01$1.10$0.99$1.030
May 4, 2026 – May 8, 2026$0.98$1.10$0.98$1.030
May 11, 2026 – May 15, 2026$1.05$1.05$0.98$0.990
May 18, 2026 – May 22, 2026$1.05$1.07$0.98$0.990
May 25, 2026 – May 29, 2026$0.98$1.02$0.98$1.010
Jun 1, 2026 – Jun 5, 2026$1.02$1.05$0.92$0.960
Jun 8, 2026 – Jun 12, 2026$0.90$1.21$0.90$1.010
Jun 15, 2026 – Jun 18, 2026$1.00$1.05$0.95$0.990
Jun 22, 2026 – Jun 26, 2026$0.98$1.00$0.90$0.900
Jun 29, 2026 – Jul 2, 2026$0.92$0.92$0.84$0.860
Jul 6, 2026 – Jul 10, 2026$0.82$0.92$0.82$0.850
Jul 13, 2026 – Jul 17, 2026$0.87$0.97$0.85$0.970
Jul 20, 2026 – Jul 24, 2026$0.98$1.12$0.92$0.980
Jul 27, 2026 – Jul 31, 2026$1.01$1.01$0.93$0.950
Aug 3, 2026 – Aug 7, 2026$0.95$0.99$0.95$0.970
Aug 10, 2026 – Aug 14, 2026$0.99$7.23$0.92$3.800
Aug 17, 2026 – Aug 21, 2026$4.19$4.62$3.53$4.410
Aug 24, 2026 – Aug 28, 2026$4.32$4.32$3.41$3.410
Aug 31, 2026 – Sep 4, 2026$3.45$3.60$3.26$3.310

Valuation

MetricValueUpside
IC Value$57.69+1,643%
P/E-3.54
P/B0.00
P/S7.26
EV/EBITDA-6.92
PEG
P/TBV0.00

Valuation history

Annual price overlaid with each model's fair value. Y-axis is log scale.

Annual price and model valuations for XHG, USD per share
YearPriceAIICGraham-DoddGraham Formula
2011
2012
2013
2014
2015
2016
2017
2018
2019$1,150,400.00$230,103.92
2020$328,000.00$65,665.18
2021$36,320.00$7,469.30
2022$40,640.00
2023$604.00
2024$36.00
2025$0.94$227.11

Historic valuation ratios

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USD millions

Line items

    USD millions

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      USD millions

      Line items

        About XChange TEC.INC

        XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People’s Republic of China. The company provides a various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies. It offers automobile, life, health, group accident, and other property related insurance products. In addition, the company operates a SaaS platform to offers comprehensive services to offline and online customers. It sells insurance primarily through a network of external referral sources that include external registered sales representatives, distribution channel partners, and through its in-house sales force. The company was formerly known as FLJ Group Limited and changed its name to XChange TEC.INC in May 2024. XChange TEC.INC was founded in 2007 and is based in Shanghai, the People’s Republic of China.

        CEO
        Zhichen Sun
        Employees
        30
        Beta
        -0.80

        Peer comparison

        Same-industry comparables, ranked by market cap.

        Scroll horizontally for additional metrics. Ticker column stays fixed.

        Peer comparison for XHG: basic info, valuation models, ratios, profitability, leverage, growth, cash flow, dividends, enterprise value, and Altman Z-score.
        Basic InfoIC ValuationCore ValuationProfitabilityLeverage & LiquidityGrowthCash FlowDividendsEnterprise ValueRisk
        TickerCompany NamePriceMarket CapValueUpsideP/EP/BP/SEV/EBITDAPEGP/TBVGross MarginOperating MarginNet MarginROEROICROADebt/EquityInterest CoverageCurrent RatioQuick RatioNet Debt/EBITDAEPS GrowthSales GrowthFCF GrowthFCF YieldOp Cash Flow RatioCash ROICDividend YieldDividend PayoutShareholder YieldEV/EBITEV/FCFEV/SalesAltman Z-Score
        XHGXChange TEC.INC$0.9751.03M$227.11+23,313%-3.540.007.26-6.920.002.19%-9.41%-204.90%0.10%-0.02%-0.18%-0.80-0.010.040.04-6.91-97.00%-99.09%-99.88%-0.44%0.00-0.01%0.00%0.00%15169.83%-20095.04-59068.911891.73-108.65

        Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as ($57.69 ÷ $3.31) − 1 = +1,642.9% (IC, example).