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US · JCAP

Jefferson Capital, Inc. Common Stock

Programmatic access: InvestorsCraft Valuation API · catalog

Sector
Financial Services · Financial - Credit Services
Headquarters
Minneapolis, MN 55426
Website
jcap.com

Price · as of 2026-09-04

$21.35

Market cap 1.26B

Price history

Weekly OHLC price history for JCAP, USD per share
WeekOpenHighLowCloseVolume
Jun 23, 2025 – Jun 27, 2025$18.07$18.59$16.17$18.060
Jun 30, 2025 – Jul 3, 2025$17.52$18.33$15.59$17.110
Jul 7, 2025 – Jul 11, 2025$17.06$17.43$15.78$16.040
Jul 14, 2025 – Jul 18, 2025$15.93$16.53$15.48$15.880
Jul 21, 2025 – Jul 25, 2025$16.54$16.60$15.55$16.140
Jul 28, 2025 – Aug 1, 2025$16.19$16.19$15.19$15.470
Aug 4, 2025 – Aug 8, 2025$15.40$16.92$15.25$16.740
Aug 11, 2025 – Aug 15, 2025$16.76$17.97$16.34$17.710
Aug 18, 2025 – Aug 22, 2025$17.79$18.50$16.72$17.920
Aug 25, 2025 – Aug 29, 2025$17.90$19.55$17.78$18.120
Sep 1, 2025 – Sep 5, 2025$18.03$18.74$17.39$17.890
Sep 8, 2025 – Sep 12, 2025$18.15$18.38$16.89$17.710
Sep 15, 2025 – Sep 19, 2025$17.72$17.88$16.99$17.280
Sep 22, 2025 – Sep 26, 2025$17.20$17.45$16.21$16.520
Sep 29, 2025 – Oct 3, 2025$16.51$17.68$16.27$17.490
Oct 6, 2025 – Oct 10, 2025$17.69$17.69$16.82$16.830
Oct 13, 2025 – Oct 17, 2025$16.98$17.64$16.75$17.390
Oct 20, 2025 – Oct 24, 2025$17.46$18.20$17.20$18.120
Oct 27, 2025 – Oct 31, 2025$18.07$18.89$17.36$18.180
Nov 3, 2025 – Nov 7, 2025$18.34$19.06$17.76$18.730
Nov 10, 2025 – Nov 14, 2025$19.01$21.70$18.75$21.330
Nov 17, 2025 – Nov 21, 2025$21.59$22.08$19.52$20.230
Nov 24, 2025 – Nov 28, 2025$20.23$20.88$19.74$20.420
Dec 1, 2025 – Dec 5, 2025$20.16$20.95$19.63$19.820
Dec 8, 2025 – Dec 12, 2025$19.98$21.69$19.67$21.300
Dec 15, 2025 – Dec 19, 2025$21.42$22.15$20.98$21.990
Dec 22, 2025 – Dec 26, 2025$22.05$22.46$21.46$22.370
Dec 29, 2025 – Jan 2, 2026$22.06$22.56$20.90$21.530
Jan 5, 2026 – Jan 9, 2026$21.63$23.12$19.53$22.690
Jan 12, 2026 – Jan 16, 2026$22.69$23.18$21.58$21.960
Jan 19, 2026 – Jan 23, 2026$21.62$22.32$21.12$21.630
Jan 26, 2026 – Jan 30, 2026$21.70$22.23$20.40$20.810
Feb 2, 2026 – Feb 6, 2026$20.82$21.44$20.02$21.380
Feb 9, 2026 – Feb 13, 2026$21.31$22.54$20.58$20.680
Feb 16, 2026 – Feb 20, 2026$20.74$21.05$20.40$20.550
Feb 23, 2026 – Feb 27, 2026$20.46$20.48$18.78$20.090
Mar 2, 2026 – Mar 6, 2026$19.69$21.43$19.49$20.820
Mar 9, 2026 – Mar 13, 2026$20.76$20.76$18.28$19.300
Mar 16, 2026 – Mar 20, 2026$19.47$20.03$18.78$18.880
Mar 23, 2026 – Mar 27, 2026$19.45$19.57$18.25$18.300
Mar 30, 2026 – Apr 2, 2026$18.44$19.25$18.30$19.160
Apr 6, 2026 – Apr 10, 2026$19.17$19.96$18.86$19.730
Apr 13, 2026 – Apr 17, 2026$19.69$21.35$19.36$20.980
Apr 20, 2026 – Apr 24, 2026$21.02$21.33$19.77$20.160
Apr 27, 2026 – May 1, 2026$20.39$21.00$20.11$20.580
May 4, 2026 – May 8, 2026$20.51$20.62$19.38$19.680
May 11, 2026 – May 15, 2026$19.63$19.85$17.36$17.620
May 18, 2026 – May 22, 2026$17.55$17.74$16.70$17.050
May 25, 2026 – May 29, 2026$17.14$17.47$16.91$16.990
Jun 1, 2026 – Jun 5, 2026$16.87$16.96$15.50$16.240
Jun 8, 2026 – Jun 12, 2026$16.24$16.91$15.59$16.360
Jun 15, 2026 – Jun 18, 2026$16.49$17.65$16.17$17.340
Jun 22, 2026 – Jun 26, 2026$17.21$19.50$16.50$19.130
Jun 29, 2026 – Jul 2, 2026$19.07$19.88$18.82$18.820
Jul 6, 2026 – Jul 10, 2026$18.76$18.99$17.50$18.850
Jul 13, 2026 – Jul 17, 2026$18.91$20.17$18.58$19.540
Jul 20, 2026 – Jul 24, 2026$19.45$19.95$18.66$19.820
Jul 27, 2026 – Jul 31, 2026$19.84$20.75$19.49$19.890
Aug 3, 2026 – Aug 7, 2026$20.09$21.40$19.96$20.990
Aug 10, 2026 – Aug 14, 2026$20.81$24.02$20.47$23.740
Aug 17, 2026 – Aug 21, 2026$23.62$24.18$21.66$22.050
Aug 24, 2026 – Aug 28, 2026$22.13$22.47$20.93$21.090
Aug 31, 2026 – Sep 4, 2026$21.07$21.81$20.51$21.350

Valuation

MetricValueUpside
IC Value
P/E
P/B
P/S
EV/EBITDA
PEG
P/TBV

Valuation history

Annual price overlaid with each model's fair value. Y-axis is log scale.

Annual price and model valuations for JCAP, USD per share
YearPriceAIICGraham-DoddGraham Formula
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024

Historic valuation ratios

Pick a category, then toggle metrics to compare.

USD millions

Line items

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        About Jefferson Capital, Inc. Common Stock

        Jefferson Capital, Inc. is a company that specializes in financial recovery and debt resolution services, operating across the United States, the United Kingdom, Canada, and Latin America. Its primary business involves acquiring large bundles of consumer debt that have previously been written off by original lenders. These portfolios of defaulted accounts are purchased at significantly reduced prices compared to their original value. The company then works directly with individuals to help them settle their obligations and progress towards financial rehabilitation. The types of consumer debt Jefferson Capital manages include, but are not limited to, credit card balances, both secured and unsecured automotive loans, and outstanding bills from telecommunications and utility providers. Additionally, the company extends its expertise to credit originators, offering loan administration and other portfolio management services specifically for their non-performing loans. Established in 2002, Jefferson Capital, Inc. is headquartered in Sartell, Minnesota.

        CEO
        David Burton
        Employees
        1.12K
        Beta
        -0.13

        Peer comparison

        Same-industry comparables, ranked by market cap.

        Scroll horizontally for additional metrics. Ticker column stays fixed.

        Peer comparison for JCAP: basic info, valuation models, ratios, profitability, leverage, growth, cash flow, dividends, enterprise value, and Altman Z-score.
        Basic InfoIC ValuationCore ValuationProfitabilityLeverage & LiquidityGrowthCash FlowDividendsEnterprise ValueRisk
        TickerCompany NamePriceMarket CapValueUpsideP/EP/BP/SEV/EBITDAPEGP/TBVGross MarginOperating MarginNet MarginROEROICROADebt/EquityInterest CoverageCurrent RatioQuick RatioNet Debt/EBITDAEPS GrowthSales GrowthFCF GrowthFCF YieldOp Cash Flow RatioCash ROICDividend YieldDividend PayoutShareholder YieldEV/EBITEV/FCFEV/SalesAltman Z-Score
        JCAPJefferson Capital, Inc. C…$21.221.26B71.17%50.84%24.30%39.22%13.07%9.31%3.1220.1620.137.33-5.24%34.12%36.14%2.1812.59%27.90%
        ATLCAtlanticus Holdings Corpo…$111.311.68B$748.53+572%6.011.191.0339.1924.111.2556.26%22.67%17.35%21.90%2.64%2.21%10.750.531.761.4234.9124.95%53.29%35.35%87.26%1.4613.83%1.71%10.30%11.30%41.6210.509.430.37
        BBDCBarings BDC, Inc.$8.42881.63M$17.24+105%8.100.713.3211.470.7174.00%85.18%40.96%8.67%8.03%3.82%1.232.493.912.587.14-6.73%19.00%36.23%19.45%3.826.31%15.17%122.90%17.06%10.3313.638.800.38
        ECPGEncore Capital Group, Inc…$92.691.99B$176.27+90%6.031.590.888.473.5268.98%35.38%14.57%29.45%10.37%5.07%4.232.17595.09595.096.09-287.14%33.89%-0.02%8.19%477.262.76%0.00%0.00%5.83%8.8643.533.131.26
        EZPWEZCORP, Inc.$29.781.74B$44.88+51%10.561.130.917.1836.301.8058.55%11.71%8.60%11.98%8.84%6.36%0.756.485.614.331.4629.09%9.70%41.87%9.54%0.748.76%0.00%0.00%9.41%9.7313.151.142.66
        GSBDGoldman Sachs BDC, Inc.$8.83993.98M$65.34+640%8.240.694.0612.009.450.6975.39%98.36%49.19%7.96%6.88%3.41%1.322.140.950.957.8187.27%26.00%13155.27%33.12%4.439.72%23.75%195.80%32.39%11.828.6511.620.42
        LULufax Holding Ltd$1.501.3B$18.71+1,147%-3.220.080.2371.180.0974.93%-1.56%-7.25%1.02-0.460.560.5561.21194.12%0.160.00%0.00%0.00%-106.853.681.670.33
        NAVINavient Corporation$9.06851.54M$214.34+2,266%-9.850.330.2417.940.4086.96%77.14%-2.48%-3.17%3.72%-0.16%19.050.960.740.7417.62-168.64%-23.74%-3.92%55.94%0.090.91%7.99%-78.70%572.75%17.82100.6613.750.34
        OCSLOaktree Specialty Lending…$12.061.06B$36.89+206%31.500.733.5716.390.7387.21%50.39%11.32%2.30%4.91%1.09%1.011.3011.2011.209.32-45.83%60.93%646.47%13.33%11.804.80%13.87%436.90%30.54%16.3917.398.260.32
        TRINTrinity Capital Inc.$17.241.29B$10.18-41%6.540.884.1310.420.88100.00%93.07%58.39%15.30%10.60%6.89%1.202.6822.7922.155.98-6.67%-2.18%69.00%-55.91%-310.98-26.30%14.22%93.00%14.22%10.42-4.209.700.81
        VRTSVirtus Investment Partner…$161.811.08B$3,842.17+2,274%6.330.921.047.8834.734.1174.89%17.44%16.66%14.85%3.36%3.28%3.040.893.803.805.7818.24%-8.00%1837.47%-8.60%-0.44-2.36%7.50%47.50%14.47%22.27-43.563.890.69

        Disclaimer: Information on this page is provided for educational purposes only and does not constitute investment advice. Upside computed as (— ÷ $21.35) − 1 = — (IC, example).